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John Barrickman is president of New Horizons Financial Group a financial services industry consulting firm nationally recognized as an expert in the areas of comprehensive credit risk management, credit process, loan policy formation, asset quality rating frameworks, risk based pricing and lender development.  A former bank CEO with insightful real-world experience, Barrickman is an engaging professional presenter with unique insights on industry and market trends based upon his breadth of expertise and understanding of banking as a business in an ever-changing environment.

Mr. Barrickman has developed and presents commercial lending programs for several commercial banks. Barrickman has also served on the faculty of all six of the graduate banking schools.  He has taught for various commercial lending schools associated with State Banking Associations, the Federal Reserve System, RMA, and the American Bankers Association. Barrickman has also taught for banking institutes in Kuwait, Poland, Slovakia, Lithuania and the Czech Republic, and has authored curricula on commercial lending used by 13 state commercial lending schools and curricula used to train banks in Central and Eastern Europe and the former Soviet Union. An award-winning contributor to the RMA Journal, he has also co-authored a book entitled Strategic Credit Risk Management for RMA.

A Kentucky native, he holds an undergraduate degree in Economics and an MBA in Finance from the University of Kentucky.